Customer Eligibility

Applicant who will be graduating within 6 months or who has graduated within the last 12 months from an accredited 2- or 4-year college, graduate school (including Doctorate), nursing school, or trade school.
Applicant must provide proof of graduation-either a diploma copy or current transcript for the student who will be graduating within the next 6 months.

Customer Credit Qualifications

  • Individual applications only.
  • Payment-to-income cannot exceed 15% of gross monthly income
  • No derogatory credit history, past or present. No bankruptcies, foreclosures, or repossessions on any credit bureau report pulled by JPMorgan Chase.


Applicant must have proof of employment and income. If employment has not yet started, a letter from the future employer that shows a start date within 90 days of the current date and salary is required, along with verbal verification from current or future employer.

Product Parameters

  • New Retail & Lease only
  • Maximum Term is 72 months on Retail
  • Maximum Term is 48 months on Lease

Ask A Question

* Indicates a required field