Customer Eligibility
Applicant who will be graduating within 6 months or who has graduated within the last 12 months from an accredited 2- or 4-year college, graduate school (including Doctorate), nursing school, or trade school.
Applicant must provide proof of graduation-either a diploma copy or current transcript for the student who will be graduating within the next 6 months.
Customer Credit Qualifications
- Individual applications only.
- Payment-to-income cannot exceed 15% of gross monthly income
- No derogatory credit history, past or present. No bankruptcies, foreclosures, or repossessions on any credit bureau report pulled by JPMorgan Chase.
Employment/Income
Applicant must have proof of employment and income. If employment has not yet started, a letter from the future employer that shows a start date within 90 days of the current date and salary is required, along with verbal verification from current or future employer.
Product Parameters
- New Retail & Lease only
- Maximum Term is 72 months on Retail
- Maximum Term is 48 months on Lease
